Consequences of a bad credit history

Consequences of a bad credit history

It’s no secret that poor financial money management leads to suffering the consequences of a bad credit history. Maintaining a good credit score is important. Although it seems average scores continue to rise each year, there are still plenty of people who struggle with a poor credit history. And anything below 580 is bad. As long as credit… continue reading »


10 ways to budget money on a low income

10 ways to budget money on a low income

Are you currently living paycheck to paycheck? Well, then you’re not the only one finding it difficult to budget money on a low income! Many people have absolutely no idea where exactly does their income disappear. It’s a total mystery for most low income families, which is a shame since this means getting into a vicious… continue reading »


6 kitchen appliances that save time and money

6 kitchen appliances that save time and money

Kitchen tools! How would we even enjoy cooking without certain kitchen appliances that save time and money?  Knowing how to grocery shop smart is definitely important (regardless of the size of your budget) but cooking every meal from scratch is, without a doubt, the n°1 way to save money for every family living paycheck to paycheck. The problem with home cooking though is,… continue reading »


Personal finance today vs in the past

Personal finance today vs. many moons ago

Once upon a time, life seemed to be a lot simpler. Money were handled in a very different manner and certain financial situations didn’t cause huge problems with huge consequences. Times change, and we always hope it’s all for the better, but 30 years ago people actually had less money problems and there was less ‘fuss’ when… continue reading »