August 14, 2017. Credit Cards and Debt, Debt
Does budgeting make you hurl? You may think budgeting is utterly boring and useless. Or you might think it’s only for the rich. After all, richie rich people have a ton of money, they need to keep track of their finances somehow. These, however, are common misconceptions. Budgeting myths that keep you from tracking your… continue reading »
July 28, 2017. Retirement
What are 403(b) plans and how do they work? Most of the time, the spotlight is on the 401(k) plans. A 403(b) plan is equally important though. It’s just aimed at a different group of employees. When a company hires you, one of your very first tasks as a new employee is deciding upon a… continue reading »
July 24, 2017. Debt
How much do you know about credit history? Are you aware of the factors that influence it and financial aspects that don’t impact your credit score? Credit scores range from bad (300 – 629) to average (630 – 689) to good (690 – 719) to excellent (720 – 850). How you fit into one of these… continue reading »
May 7, 2017. Save Money
Is saving money a priority for you as well? Good. Living below your means is always a good idea, if you plan to meet certain financial goals sooner rather than later. However, no matter how aggressive saving money gets, there are certain extremely cheapskate things I wouldn’t do to save money, even as a last… continue reading »
April 24, 2017. Personal Finance
As the Financial Literacy Month comes to an end this week, it can’t hurt to take a moment and look at the 30 step checklist for financial freedom. The guys over at Money Management International did a great job coming up with a 30 day plan to help people achieve financial wellness. But what is financial… continue reading »
April 21, 2017. Retirement
Saving money for retirement can turn out to be quite a financial challenge, especially if you don’t have access to a traditional retirement savings plan. So, what are some alternative ways to save for retirement without a 401(k)? Smaller financial goals, like building an emergency fund, are definitely less scary than saving for retirement. First of all,… continue reading »