Best Investment Options for Beginners

When it comes to finances, some people may want to save money, whereas others choose to invest instead. Here are 3 smart investment options for beginners.

When it comes to deciding what to do with your money, the sheer wealth of options can often seem daunting. Some people may want to put money into a savings account, whereas others may be put off by the low interest rates/returns these offer, and choose to invest instead.

Investing is usually done through an online broker and is certainly an effective option if you want to build your wealth at a faster pace, but again, the amount of options and jargon surrounding the investment world is enough to put many off. As such, here are some of the most effective investment options for beginners.

Best Investment Options for Beginners

Stocks and Shares

Everyone has heard of stocks and shares, and for good reason. They are undoubtedly one of the most popular investment options in the world, and they allow you to invest in almost any company of your choosing.

Investing in the stock market is great for beginners, because you easily choose the level of risk you want to take on based on which shares you purchase. You could, for instance, invest in indices, which means investing in a certain group of stocks (like the FTSE 100) in order to spread risk out. Be sure to research each company before investing, as this is crucial in deciding whether they are likely to make a profit.


Another effective investment option for beginners is gold. Known as a safe haven asset, gold is one of the steadier commodities available, and is often known to shoot up in value in times of economic or political turmoil.

As such, gold is a great way to hedge against the risk of any other investments, given that its core value never really decreases. Of course, given its low risk levels, it may not offer the best returns, but it can help you to get to grips with investing.


Whilst the Forex market is known to be volatile and fast paced, it can also be a good place to start investing. Through trading currencies you can attempt to profit from fluctuating exchange rates and you can start anytime – the sooner the better! That in mind, if you’re looking for a list of forex brokers in Nigeria, England, India, the US or a different location, now is the perfect time to start!

It is important to first research the factors that influence the value of currencies (such as economic policies, politics etc.) and to look at some trading strategies before you take the plunge into this exciting market.

Investing your money may seem like a daunting prospect, but as long as you are sensible (never invest more than you can afford to lose) and do your research, you may well be able to get some decent returns in the long run.

Money Journey

Money Journey

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