Personal Finance Blog – Spend Less & Save More!
Ask anybody involved in real estate – a buyer, seller, agent, anybody! – they’ll tell you that selling a property is quite the ordeal. One of the biggest reasons why selling property is so difficult is that it all comes down to the details, which are in theory not easy to […]
There are plenty of articles telling home buyers the best and worst places to purchase property, but rarely do they provide any support or advice to those forced to invest in areas that are less than financially ideal. If you could drop everything and move to Maine, Iowa, or Arkansas […]
Being underwater with your mortgage loan means your home is now worth much less than its original value. Say you purchased a home worth $200K. After paying the first few mortgage installments, you find out your home is now worth less than $100K. Your mortgage is now underwater and you’re, […]
Reverse mortgages are presented as useful financial tools that could help the elderly in times of financial crisis. Why the elderly? Because you’d have to be at least 62 to qualify for a reverse mortgage loan. This type of mortgage is designed to help retirees get back on their feet […]
Thinking of buying a dump? Whether you plan on flipping the house for profit or fixing it so you can move in, there’s a certain checklist homeowners must go through when figuring out how to fix a fixer upper. Buying a rundown home has its pros and cons. On one […]
Have you ever wondered why real estate experts insist you don’t buy more house than you can afford? Could it be because of the hidden expenses homeowners often forget? Buying real estate is great and kind of exciting. Becoming a homeowner comes with a lot of responsibility, but how great is […]
How to save for a down payment on a house is a legit concern for anyone thinking of becoming a home owner. Going into debt, regardless of the reason, is generally a bad idea. Without certain loans though, some goals would be impossible to achieve! One of them is becoming […]
Which are the best home improvements to increase a property’s value? Whether you’re looking for ways to get a better appraisal or increase the value of your home to attract better tenants or buyers, investing in home improvements and small renovations are a must. Unfortunately, not all home improvements offer the best value […]
Buying real estate usually implies being stuck with a mortgage and living on the cheap to pay it off. But investing has changed over the years and today, there are actually plenty of ways to invest in real estate, even with no money! You might think real estate investing requires much cash and […]
Everyone needs a solid roof over their heads and the buy vs. rent debate has been going on for quite a while now. Would you rather rent or buy the house you live in? Some argue buying is always better. Others disagree, because of the flexibility that comes with renting […]