August 25, 2017. Credit Cards and Debt, Debt
What are the pros and cons of debt consolidation? A legit question that’s on the mind of many people in debt. Debt consolidation is a way to ‘combine’ multiple small debts into one single (and bigger) loan. When attempting to consolidate debt, you’re looking to take out a loan big enough to cover your other… continue reading »
June 2, 2017. Credit Cards and Debt, Debt
Having trouble getting approved for a loan or finding a good job? These are just a couple of the bad consequences of having bad credit, so maybe finding some effective ways to improve your credit score is a good idea. Having (and maintaining) a good credit score is extremely important. Even if you might not need to… continue reading »
April 10, 2017. Credit Cards and Debt, Debt
Is debt bad? Of course it is, it’s the opposite of financial freedom! However, certain types of good debt actually exist! While paying interest rates month after month shouldn’t be considered normal, some loans are perfectly justifiable! And no, buying a car or a vacation package don’t qualify as acceptable debt. Good debt is still debt… continue reading »
April 3, 2017. Credit Cards and Debt, Debt
It’s no secret that poor financial money management leads to suffering the consequences of a bad credit history. Maintaining a good credit score is important. Although it seems average scores continue to rise each year, there are still plenty of people who struggle with a poor credit history. And anything below 580 is bad. As long as credit… continue reading »
March 10, 2017. Credit Cards and Debt, Debt
Once upon a time, life seemed to be a lot simpler. Money were handled in a very different manner and certain financial situations didn’t cause huge problems with huge consequences. Times change, and we always hope it’s all for the better, but 30 years ago people actually had less money problems and there was less ‘fuss’ when… continue reading »