3 examples of good debt

3 types of good debt

Is debt bad? Of course it is, it’s the opposite of financial freedom! However, certain types of good debt actually exist! While paying interest rates month after month shouldn’t be considered normal, some loans are perfectly justifiable! And no, buying a car or a vacation package don’t qualify as acceptable debt. Good debt is still debt… continue reading »

Consequences of a bad credit history

Consequences of a bad credit history

It’s no secret that poor financial money management leads to suffering the consequences of a bad credit history. Maintaining a good credit score is important. Although it seems average scores continue to rise each year, there are still plenty of people who struggle with a poor credit history. And anything below 580 is bad. As long as credit… continue reading »

Personal finance today vs in the past

Personal finance today vs. many moons ago

Once upon a time, life seemed to be a lot simpler. Money were handled in a very different manner and certain financial situations didn’t cause huge problems with huge consequences. Times change, and we always hope it’s all for the better, but 30 years ago people actually had less money problems and there was less ‘fuss’ when… continue reading »