In recent times, it has become increasingly difficult for people to save towards their retirement. Here are a few tips to help you on your way.
Workplace pensions provide a way to save for the golden years. But can employers do more to help their staff plan more effectively for retirement?
Today we have a guest post from Douglas. Douglas Keller has been a financial expert for 20 years, helping people reach financial stability. He now provides personal finance tips on his blog Peak Personal Finance. For many, the promise of leaving the working world behind and sailing off into the sunset of retirement is enough to… continue reading »
Business owners have more options to save for retirement than individuals who do not own a business. Depending on certain factors, some options will make more sense than others. In many cases, the desire to accumulate assets for retirement is often the byproduct of a greater desire to reduce or avoid income taxes today. From a… continue reading »
What are 403(b) plans and how do they work? Most of the time, the spotlight is on the 401(k) plans. A 403(b) plan is equally important though. It’s just aimed at a different group of employees. When a company hires you, one of your very first tasks as a new employee is deciding upon a… continue reading »
Maybe the golden years still look too blurry to glimpse at a clear picture, but over the years we should be able to grab hold of a few retirement lessons from grandparents. Unlike many of my former school mates, I didn’t have the opportunity to spend summer vacations at the countryside. All my grandparents lived… continue reading »