August 7, 2017. Credit Cards, Credit Cards and Debt
If you’ve just stepped into ‘the real world’, you may have realized applying for a credit card, finding rent or even a good job is difficult without a good credit history. So how do you safely build credit score from scratch? The never ending dilemma involving a chicken and an egg fighting over which came… continue reading »
August 4, 2017. Save Money
How do you distinguish frugal from cheap? Saving money has always been a major concern among people trying to be financially responsible. Adopting a minimalist and frugal lifestyle can only be beneficial if you’re looking to spend less and save more. However, there’s a fine line between being meticulous with finances and being downright stingy…. continue reading »
July 31, 2017. Save Money
Did you know cooking at home has a ton of money benefits? Aside from obviously saving money on your restaurant bill, there are other remarkable financial benefits of cooking at home we often fail to consider. Many praise the countless health benefits of cooking at home. Others emphasize how eating home cooked meals can help bring… continue reading »
July 28, 2017. Retirement
What are 403(b) plans and how do they work? Most of the time, the spotlight is on the 401(k) plans. A 403(b) plan is equally important though. It’s just aimed at a different group of employees. When a company hires you, one of your very first tasks as a new employee is deciding upon a… continue reading »
July 24, 2017. Debt
How much do you know about credit history? Are you aware of the factors that influence it and financial aspects that don’t impact your credit score? Credit scores range from bad (300 – 629) to average (630 – 689) to good (690 – 719) to excellent (720 – 850). How you fit into one of these… continue reading »
July 21, 2017. Credit Cards, Credit Cards and Debt
In this day and age, it’s time everyone learned about the card myths to stop worrying about! Credit cards are well known for being a powerful credit score boosting tool. They come with advantages and disadvantages, but generally, they’re a useful financial product. Like any other money related tool, however, they do cause certain financial… continue reading »