If you’ve just stepped into ‘the real world’, you may have realized applying for a credit card, finding rent or even a good job is difficult without a good credit history. So how do you safely build credit score from…
How do you distinguish frugal from cheap? Saving money has always been a major concern among people trying to be financially responsible. Adopting a minimalist and frugal lifestyle can only be beneficial if you’re looking to spend less and save…
Did you know cooking at home has a ton of money benefits? Aside from obviously saving money on your restaurant bill, there are other remarkable financial benefits of cooking at home we often fail to consider. Many praise the countless health…
What are 403(b) plans and how do they work? Most of the time, the spotlight is on the 401(k) plans. A 403(b) plan is equally important though. It’s just aimed at a different group of employees. When a company hires…
How much do you know about credit history? Are you aware of the factors that influence it and financial aspects that don’t impact your credit score? Credit scores range from bad (300 – 629) to average (630 – 689) to good…
In this day and age, it’s time everyone learned about the card myths to stop worrying about! Credit cards are well known for being a powerful credit score boosting tool. They come with advantages and disadvantages, but generally, they’re a…