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Author August 10, 2017 6 comments

What I Would Do With An Extra $1,000 Right Now

This contribution is courtesy of, a personal finance blog dedicated to breaking down every aspect of money management into practical and useful tips. __________ When you get an extra $1,000, what’s the best thing to do with it? There’s nothing better than getting a small bonus at work, a
Save Money
Adriana August 4, 2017 12 comments

Can you distinguish frugal from cheap?

How do you distinguish frugal from cheap? Saving money has always been a major concern among people trying to be financially responsible. Adopting a minimalist and frugal lifestyle can only be beneficial if you’re looking to spend less and save more. However, there’s a fine line between being meticulous with
Save Money

Credit Cards & Debt

Adriana August 14, 2017 3 comments

13 budgeting myths that keep you from tracking your money

Does budgeting make you hurl? You may think budgeting is utterly boring and useless. Or you might think it’s only for the rich. After all, richie rich people have a ton of money, they need to keep track of their finances somehow. These, however, are common misconceptions. Budgeting myths that
Credit Cards and Debt Debt
Adriana August 7, 2017 0 comments

How to safely build credit score from scratch

If you’ve just stepped into ‘the real world’, you may have realized applying for a credit card, finding rent or even a good job is difficult without a good credit history. So how do you safely build credit score from scratch? The never ending dilemma involving a chicken and an
Credit Cards Credit Cards and Debt

Investing & Real Estate

Adriana August 21, 2017 0 comments

Hidden expenses homeowners often forget

Have you ever wondered why real estate experts insist you don’t buy more house than you can afford? Could it be because of the hidden expenses homeowners often forget? Buying real estate is great and kind of exciting. Becoming a homeowner comes with a lot of responsibility, but how great is
Investing and Real Estate Real Estate
Adriana August 18, 2017 0 comments

Who needs to buy life insurance?

Who needs to buy life insurance? You’d think most young adults don’t think about buying life insurance, but the truth is 60% of the American population already has an insurance policy. Three out of five Americans (60 percent) report owning some sort of life insurance (individual and/or group), and more
Investing Investing and Real Estate


Adriana July 28, 2017 0 comments

What is a 403(b) plan and how does it work

What are 403(b) plans and how do they work? Most of the time, the spotlight is on the 401(k) plans. A 403(b) plan is equally important though. It’s just aimed at a different group of employees. When a company hires you, one of your very first tasks as a new
Adriana June 12, 2017 2 comments

12 retirement lessons I learned from my grandparents

Maybe the golden years still look too blurry to glimpse at a clear picture, but over the years we should be able to  grab hold of a few retirement lessons from grandparents. Unlike many of my former school mates, I didn’t have the opportunity to spend summer vacations at the