Workplace pensions provide a way to save for the golden years. But can employers do more to help their staff plan more effectively for retirement?
Today we have a guest post from Douglas. Douglas Keller has been a financial expert for 20 years, helping people reach financial stability. He now provides personal finance tips on his blog Peak Personal Finance. For many, the promise of leaving the working world behind and sailing off into the sunset of retirement is enough to… continue reading »
What are 403(b) plans and how do they work? Most of the time, the spotlight is on the 401(k) plans. A 403(b) plan is equally important though. It’s just aimed at a different group of employees. When a company hires you, one of your very first tasks as a new employee is deciding upon a… continue reading »
Do you find saving money for retirement to be an overwhelming financial burden? What if you stopped freaking out and started learning about living frugally on a low retirement income? While the thought of early retirement often makes people’s eyes turn into the shape of little hearts, saving enough money to retire comfortably isn’t possible for… continue reading »
Saving money for retirement can turn out to be quite a financial challenge, especially if you don’t have access to a traditional retirement savings plan. So, what are some alternative ways to save for retirement without a 401(k)? Smaller financial goals, like building an emergency fund, are definitely less scary than saving for retirement. First of all,… continue reading »
Preparing for ‘old age’ used to be so much different decades ago. Today, planning your retirement is definitely an interesting challenge. Especially if you believe certain retirement myths that could screw up your golden years! Young adults are definitely learning how to better manage their money and save more than their elderly relatives probably did. However, there are… continue reading »