How do you apply for a credit card if you have bad credit? While some stopped caring about credit scores for a variety of good reasons, others are struggling to build it from scratch or to repair the damage done…
I have been using credit cards for quite a while. Not long after earning for around 6 months, I got hold for my first one. In the beginning, when I got my credit card, it felt like I have boundless money. Afterward,…
What are the pros and cons of debt consolidation? A legit question that’s on the mind of many people in debt. Debt consolidation is a way to ‘combine’ multiple small debts into one single (and bigger) loan. When attempting to…
Does budgeting make you hurl? You may think budgeting is utterly boring and useless. Or you might think it’s only for the rich. After all, richie rich people have a ton of money, they need to keep track of their…
If you’ve just stepped into ‘the real world’, you may have realized applying for a credit card, finding rent or even a good job is difficult without a good credit history. So how do you safely build credit score from…
In this day and age, it’s time everyone learned about the card myths to stop worrying about! Credit cards are well known for being a powerful credit score boosting tool. They come with advantages and disadvantages, but generally, they’re a…