Lending Money to Family and Friends: A Checklist

Lending Money Family and Friends

Lending money to family and friends may seem like the best way to avoid the costs associated with borrowing from banks and other sources, but it can cause lasting damage to some of the most important relationships you’ll ever have. For that reason, it’s certainly something to consider carefully. There are a […]

What You Should Know Before Being A Guarantor On A Loan

What To Know Before Being A Guarantor On A Loan

Many lenders nowadays require a guarantor on a loan, or a person responsible for guaranteeing the repayment of a loan if the signed borrower is unable to do so. The influence a guarantor has on the approval of the loan is immense, as they are one of the most significant aspects a […]

7 ways to avoid bankruptcy and stay solvent in 2018

7 ways to avoid bankruptcy

Avoiding bankruptcy and staying solvent should be a serious goal for people dealing with debt and money problems. While it is possible to recover from bankruptcy, nobody would like to file for bankruptcy if it could be avoided. Following some simple tips can help you avoid bankruptcy and stay solvent in 2018. […]

Personal Loan or Installment Loan – Is There a Difference?

Personal Loan vs Installment Loan

There are many types of loans out there that are suitable for different kinds of needs. Each type of loan has its own set of requirements, terms, finance charges, and other fees. These loans give us the financial leverage that we need in order for us to avail something that we cannot […]

The Two Most Effective, Simple Ways to Attack Debt

Effective Ways to Pay off Debt

Today we have a guest post from Millionaire Mob. Millionaire Mob is a personal finance blog focused on helping people ‘escalate their life’ through capitalizing on passive income opportunities to achieve financial freedom. Debt is one thing which you don’t like to keep for long. It is always better to have […]

Reasons to Consider Consolidating Student Loan Debt

Today’s guest post is from Josh Wilson. Josh blogs about personal finance on FamilyFaithFinance.com. The latest figures on student loan debt in the U.S. are staggering. More than 40 million Americans now carry some form of student loan debt, averaging just over $35,000 each. To make matters worse, most student loan borrowers […]

Debt consolidation pros and cons explained

debt consolidation pros cons explained

What are the pros and cons of debt consolidation? A legit question that’s on the mind of many people in debt. Debt consolidation is a way to ‘combine’ multiple small debts into one single (and bigger) loan. When attempting to consolidate debt, you’re looking to take out a loan big […]

13 budgeting myths that keep you from tracking your money

13 budgeting myths that keep you from tracking your money

Does budgeting make you hurl? You may think budgeting is utterly boring and useless. Or you might think it’s only for the rich. After all, richie rich people have a ton of money, they need to keep track of their finances somehow. These, however, are common misconceptions. Budgeting myths that […]

9 financial aspects that don’t impact your credit score

9 financial aspects that don't impact your credit score

How much do you know about credit history? Are you aware of the factors that influence it and financial aspects that don’t impact your credit score? Credit scores range from bad (300 – 629) to average (630 – 689) to good (690 – 719) to excellent (720 – 850). How you […]

Turn Your Finances Around with a Bad Credit Personal Loan

Turn Your Finances Around with a Bad Credit Personal Loan

Today we have a guest post from Steven. Steven is a professional personal finance writer. He is a contributor for several professional finance sites. His work has been mentioned in and linked to from, USA Today, The Huffington Post, Benzinga, Investopedia and many other publications. He also has his own […]