13 budgeting myths that keep you from tracking your money

13 budgeting myths that keep you from tracking your money

Does budgeting make you hurl? You may think budgeting is utterly boring and useless. Or you might think it’s only for the rich. After all, richie rich people have a ton of money, they need to keep track of their finances somehow. These, however, are common misconceptions. Budgeting myths that […]

9 financial aspects that don’t impact your credit score

9 financial aspects that don't impact your credit score

How much do you know about credit history? Are you aware of the factors that influence it and financial aspects that don’t impact your credit score? Credit scores range from bad (300 – 629) to average (630 – 689) to good (690 – 719) to excellent (720 – 850). How you […]

Turn Your Finances Around with a Bad Credit Personal Loan

Turn Your Finances Around with a Bad Credit Personal Loan

Today we have a guest post from Steven. Steven is a professional personal finance writer. He is a contributor for several professional finance sites. His work has been mentioned in and linked to from, USA Today, The Huffington Post, Benzinga, Investopedia and many other publications. He also has his own […]

9 effective ways to improve your credit score

9 effective ways to improve your credit score

Having trouble getting approved for a loan or finding a good job? These are just a couple of the bad consequences of having bad credit, so maybe finding some effective ways to improve your credit score is a good idea. Having (and maintaining) a good credit score is extremely important. Even […]

3 types of good debt

3 examples of good debt

Is debt bad? Of course it is, it’s the opposite of financial freedom! However, certain types of good debt actually exist! While paying interest rates month after month shouldn’t be considered normal, some loans are perfectly justifiable! And no, buying a car or a vacation package don’t qualify as acceptable debt. […]

Consequences of a bad credit history

Consequences of a bad credit history

It’s no secret that poor financial money management leads to suffering the consequences of a bad credit history. Maintaining a good credit score is important. Although it seems average scores continue to rise each year, there are still plenty of people who struggle with a poor credit history. And anything below 580 is […]

Stop keeping up with the Joneses. Become them!

Stop keeping up with the Joneses Become them

If you could have a talk with your younger self, would you tell that person to stop keeping up with the Joneses already? Many years ago, social status seemed to be the n°1 value many families lived by. Since not everyone was born wealthy, keeping up with the Joneses seemed […]

Personal finance today vs. many moons ago

Personal finance today vs in the past

Once upon a time, life seemed to be a lot simpler. Money were handled in a very different manner and certain financial situations didn’t cause huge problems with huge consequences. Times change, and we always hope it’s all for the better, but 30 years ago people actually had less money problems and […]

Are payday loans good or bad for your finances?

Are payday loans good or bad for finances

Being in a financial rot often means being in need of some fast cash. But are payday loans good or bad for your finances? When I first learned about payday loans I thought, wow, what an awesome idea! It’s like getting your salary in advance instead of waiting weeks to save […]

Ways to avoid credit card debt problems

avoid credit card debt problems

Finding ways to avoid credit card debt problems is becoming increasingly difficult when you’re misusing your credit cards. Having a credit card today is like breathing. Almost everyone has one and most banks practically beg you to take advantage of their offers. Not very long ago, my bank offered me a MasterCard […]