Personal finance blog articles on how to get out of debt.
August 14, 2017. Credit Cards and Debt, Debt
Does budgeting make you hurl? You may think budgeting is utterly boring and useless. Or you might think it’s only for the rich. After all, richie rich people have a ton of money, they need to keep track of their finances somehow. These, however, are common misconceptions. Budgeting myths that keep you from tracking your… continue reading »
July 24, 2017. Debt
How much do you know about credit history? Are you aware of the factors that influence it and financial aspects that don’t impact your credit score? Credit scores range from bad (300 – 629) to average (630 – 689) to good (690 – 719) to excellent (720 – 850). How you fit into one of these… continue reading »
July 3, 2017. Credit Cards and Debt, Debt
While it is commonly known that households that own their home earn more income than people who are renters, a startling statistic denotes that homeowners in fact earn up to 95% more than households that are renting. That surprising number makes it easy to understand why renters have a hard time managing their income and are sometimes… continue reading »
June 2, 2017. Credit Cards and Debt, Debt
Having trouble getting approved for a loan or finding a good job? These are just a couple of the bad consequences of having bad credit, so maybe finding some effective ways to improve your credit score is a good idea. Having (and maintaining) a good credit score is extremely important. Even if you might not need to… continue reading »
April 10, 2017. Credit Cards and Debt, Debt
Is debt bad? Of course it is, it’s the opposite of financial freedom! However, certain types of good debt actually exist! While paying interest rates month after month shouldn’t be considered normal, some loans are perfectly justifiable! And no, buying a car or a vacation package don’t qualify as acceptable debt. Good debt is still debt… continue reading »
April 3, 2017. Credit Cards and Debt, Debt
It’s no secret that poor financial money management leads to suffering the consequences of a bad credit history. Maintaining a good credit score is important. Although it seems average scores continue to rise each year, there are still plenty of people who struggle with a poor credit history. And anything below 580 is bad. As long as credit… continue reading »