Read This Before You Take Out a Payday Loan

Read This Before You Take Out a Payday Loan

Payday lenders have faced increasing scrutiny in recent years, as government regulators deal with numerous complaints. With storefronts on almost every block in many cities, these businesses promise to advance cash to consumers in exchange for repayment on their next payday. Unfortunately, as many have learned the hard way, these loans generally come with interest rates of 400 percent… continue reading »

Lending Money Family and Friends

Lending Money to Family and Friends: A Checklist

Lending money to family and friends may seem like the best way to avoid the costs associated with borrowing from banks and other sources, but it can cause lasting damage to some of the most important relationships you’ll ever have. For that reason, it’s certainly something to consider carefully. There are a number of advantages and disadvantages… continue reading »

7 ways to avoid bankruptcy

7 ways to avoid bankruptcy and stay solvent

Avoiding bankruptcy and staying solvent should be a serious goal for people dealing with debt and money problems. While it is possible to recover from bankruptcy, nobody would like to file for bankruptcy if it could be avoided. Following some simple tips can help you avoid bankruptcy and stay solvent this year. Our 7 ways to avoid… continue reading »

Personal Loan vs Installment Loan

Personal Loan or Installment Loan – Is There a Difference?

There are many types of loans out there that are suitable for different kinds of needs. Each type of loan has its own set of requirements, terms, finance charges, and other fees. These loans give us the financial leverage that we need in order for us to avail something that we cannot using our savings. A personal… continue reading »