Reasons to Consider Consolidating Student Loan Debt

Today’s guest post is from Josh Wilson. Josh blogs about personal finance on FamilyFaithFinance.com. The latest figures on student loan debt in the U.S. are staggering. More than 40 million Americans now carry some form of student loan debt, averaging just over $35,000 each. To make matters worse, most student loan borrowers […]

Tips to apply for a credit card with bad credit

tips to apply for a credit card with bad credit

How do you apply for a credit card if you have bad credit? While some stopped caring about credit scores for a variety of good reasons, others are struggling to build it from scratch or to repair the damage done by carelessly handling their finances. Regardless of the reason you […]

5 Simple Tips to Use Credits Cards the Right Way (For Maximum Benefit)

5 Simple Ways to Use Credits Cards the Right Way

Today we have a guest post from Ankur. Ankur Aggarwal is a Digital Marketer, Entrepreneur, Traveler, Blogger, Foodie who has been blogging since 2010. In 2016 he scored 99.2 percentile in XAT Exam for MBA, but left that to pursue his Online business dreams. He has multiple websites but incomeboy.com is his new […]

Debt consolidation pros and cons explained

debt consolidation pros cons explained

What are the pros and cons of debt consolidation? A legit question that’s on the mind of many people in debt. Debt consolidation is a way to ‘combine’ multiple small debts into one single (and bigger) loan. When attempting to consolidate debt, you’re looking to take out a loan big […]

13 budgeting myths that keep you from tracking your money

13 budgeting myths that keep you from tracking your money

Does budgeting make you hurl? You may think budgeting is utterly boring and useless. Or you might think it’s only for the rich. After all, richie rich people have a ton of money, they need to keep track of their finances somehow. These, however, are common misconceptions. Budgeting myths that […]

How to safely build credit score from scratch

How to safely build credit score scratch

If you’ve just stepped into ‘the real world’, you may have realized applying for a credit card, finding rent or even a good job is difficult without a good credit history. So how do you safely build credit score from scratch? The never ending dilemma involving a chicken and an […]

Credit card myths to stop worrying about

Credit card myths to stop worrying about

In this day and age, it’s time everyone learned about the card myths to stop worrying about! Credit cards are well known for being a powerful credit score boosting tool. They come with advantages and disadvantages, but generally, they’re a useful financial product. Like any other money related tool, however, […]

Turn Your Finances Around with a Bad Credit Personal Loan

Turn Your Finances Around with a Bad Credit Personal Loan

Today we have a guest post from Steven. Steven is a professional personal finance writer. He is a contributor for several professional finance sites. His work has been mentioned in and linked to from, USA Today, The Huffington Post, Benzinga, Investopedia and many other publications. He also has his own […]

When to safely cancel a credit card?

When to safely cancel a credit card

Many argue about the dangers of using credit cards, others praise the benefits. But when you really want to ‘get rid’ of one, how do you know when to safely cancel a credit card? Credit cards come with both advantages and disadvantages. Using a credit card wisely can offer lots of […]

9 effective ways to improve your credit score

9 effective ways to improve your credit score

Having trouble getting approved for a loan or finding a good job? These are just a couple of the bad consequences of having bad credit, so maybe finding some effective ways to improve your credit score is a good idea. Having (and maintaining) a good credit score is extremely important. Even […]