13 budgeting myths that keep you from tracking your money

13 budgeting myths that keep you from tracking your money

Does budgeting make you hurl? You may think budgeting is utterly boring and useless. Or you might think it’s only for the rich. After all, richie rich people have a ton of money, they need to keep track of their finances somehow. These, however, are common misconceptions. Budgeting myths that […]

How to safely build credit score from scratch

How to safely build credit score scratch

If you’ve just stepped into ‘the real world’, you may have realized applying for a credit card, finding rent or even a good job is difficult without a good credit history. So how do you safely build credit score from scratch? The never ending dilemma involving a chicken and an […]

Credit card myths to stop worrying about

Credit card myths to stop worrying about

In this day and age, it’s time everyone learned about the card myths to stop worrying about! Credit cards are well known for being a powerful credit score boosting tool. They come with advantages and disadvantages, but generally, they’re a useful financial product. Like any other money related tool, however, […]

Turn Your Finances Around with a Bad Credit Personal Loan

Turn Your Finances Around with a Bad Credit Personal Loan

Today we have a guest post from Steven. Steven is a professional personal finance writer. He is a contributor for several professional finance sites. His work has been mentioned in and linked to from, USA Today, The Huffington Post, Benzinga, Investopedia and many other publications. He also has his own […]

When to safely cancel a credit card?

When to safely cancel a credit card

Many argue about the dangers of using credit cards, others praise the benefits. But when you really want to ‘get rid’ of one, how do you know when to safely cancel a credit card? Credit cards come with both advantages and disadvantages. Using a credit card wisely can offer lots of […]

9 effective ways to improve your credit score

9 effective ways to improve your credit score

Having trouble getting approved for a loan or finding a good job? These are just a couple of the bad consequences of having bad credit, so maybe finding some effective ways to improve your credit score is a good idea. Having (and maintaining) a good credit score is extremely important. Even […]

3 types of good debt

3 examples of good debt

Is debt bad? Of course it is, it’s the opposite of financial freedom! However, certain types of good debt actually exist! While paying interest rates month after month shouldn’t be considered normal, some loans are perfectly justifiable! And no, buying a car or a vacation package don’t qualify as acceptable debt. […]

Consequences of a bad credit history

Consequences of a bad credit history

It’s no secret that poor financial money management leads to suffering the consequences of a bad credit history. Maintaining a good credit score is important. Although it seems average scores continue to rise each year, there are still plenty of people who struggle with a poor credit history. And anything below 580 is […]

4 less obvious credit card mistakes to always avoid

4 less obvious credit card mistakes to always avoid

Applying for a credit card these days has become a common habit. However, even if many know about the major downsides of misusing the ‘plastic’, few are aware of some of the less obvious credit card mistakes to always avoid! While owning a credit card does come with many perks, […]

Advantages and disadvantages that come with a credit card

Advantages and disadvantages that come with using a credit card

What do you think are some advantages and disadvantages that come with owning a credit card? The joy of buying something on the spot just by swiping your plastic comes with pros and cons. Being able to afford almost anything if you keep one in your wallet gives you certain advantages, but side […]