The nuts and bolts of reverse mortgages

The nuts and bolts of reverse mortgages

Reverse mortgages are presented as useful financial tools that could help the elderly in times of financial crisis. Why the elderly? Because you’d have to be at least 62 to qualify for a reverse mortgage loan. This type of mortgage is designed to help retirees get back on their feet […]

Things you can make instead of buy to save money

things you can make instead of buy save money

How many things can you make yourself instead of buying, to save money? How did our grandparents live without myriad of products to buy? There are main 2 reasons why many prefer making their own products instead of buying. You can make your own products to save money; When you […]

20 secrets to shop smarter and save money

20 secrets to save money and shop smarter

Did you know shopping leads to spending money? Certain shopping sprees can set you back hundreds or even more. Whether you live paycheck to paycheck or not, spending more than you actually need is never OK for your budget. Just think how much money you could save if only you […]

Tips to apply for a credit card with bad credit

tips to apply for a credit card with bad credit

How do you apply for a credit card if you have bad credit? While some stopped caring about credit scores for a variety of good reasons, others are struggling to build it from scratch or to repair the damage done by carelessly handling their finances. Regardless of the reason you […]

Investing in college education: how to save for college

Investing in college education how to save for college

Education should be free and available for everyone. But that’s usually not the case. Saving money for college is becoming an increasing concern among new parents. Should you start saving money right away? Will your child work while in college to avoid student loans?  The pressure revolving around investing in education […]

5 tips to start your Christmas savings plan

5 tips to save money this Christmas

10.. 9.. 8.. Yes, there are only 10 weeks left ’till Christmas! Are you financially prepared for the Holidays yet? Do you have a Christmas savings plan in place? Christmas is about family and spending quality time with your loved ones. More often than not though, Christmas is also about […]

Can’t save money? Avoid these 7 purchases!

can't save avoid these 7 purchases

Can’t save money? It’s not uncommon to have trouble saving money for a rainy day. Often times, not being able to save is closely related to earning a small income. Other times, becoming parents or having a numerous family can put a serious strain on an already tight budget. But […]

How to fix a fixer upper

how to fix a fixer upper

Thinking of buying a dump? Whether you plan on flipping the house for profit or fixing it so you can move in, there’s a certain checklist homeowners must go through when figuring out how to fix a fixer upper. Buying a rundown home has its pros and cons. On one […]

How to live well on a low income

how to live well on a low income

Lately, most topics revolving around money seem to concentrate on how to save money, how to invest, ways to build your retirement nest egg and so on. Many people though, even with the economy levels rising, still need to figure out how to live on a low income. Whether it’s […]

How to start an emergency fund from scratch

How to start an emergency fund from scratch

Everyone is (or should be) aware of the importance of saving money for unexpected, yet needed, expenses. But how do you start an emergency fund from scratch? Without doubt, it’s always better to be safe than sorry, in any given situation. Unexpected events can happen at any time. Whether we […]