Who needs to buy life insurance?

Who needs buy life insurance

Who needs to buy life insurance? You’d think most young adults don’t think about buying life insurance, but the truth is 60% of the American population already has an insurance policy. Three out of five Americans (60 percent) report owning some sort of life insurance (individual and/or group), and more […]

13 budgeting myths that keep you from tracking your money

13 budgeting myths that keep you from tracking your money

Does budgeting make you hurl? You may think budgeting is utterly boring and useless. Or you might think it’s only for the rich. After all, richie rich people have a ton of money, they need to keep track of their finances somehow. These, however, are common misconceptions. Budgeting myths that […]

How to safely build credit score from scratch

How to safely build credit score scratch

If you’ve just stepped into ‘the real world’, you may have realized applying for a credit card, finding rent or even a good job is difficult without a good credit history. So how do you safely build credit score from scratch? The never ending dilemma involving a chicken and an […]

Can you distinguish frugal from cheap?

Can you distinguish frugal cheap

How do you distinguish frugal from cheap? Saving money has always been a major concern among people trying to be financially responsible. Adopting a minimalist and frugal lifestyle can only be beneficial if you’re looking to spend less and save more. However, there’s a fine line between being meticulous with […]

3 remarkable financial benefits of home cooking

3 remarkable financial benefits home cooking

Did you know cooking at home has more money benefits than usually ‘advertised’? Aside from obviously saving money on your restaurant bill, there are other remarkable financial benefits of cooking at home we often fail to consider. Many praise the countless health benefits of cooking at home. Others emphasize how eating […]

What is a 403(b) plan and how does it work

What is a 403b plan and how does it work

What are 403(b) plans and how do they work? Most of the time, the spotlight is on the 401(k) plans. A 403(b) plan is equally important though. It’s just aimed at a different group of employees. When a company hires you, one of your very first tasks as a new […]

9 financial aspects that don’t impact your credit score

9 financial aspects that don't impact your credit score

How much do you know about credit history? Are you aware of the factors that influence it and financial aspects that don’t impact your credit score? Credit scores range from bad (300 – 629) to average (630 – 689) to good (690 – 719) to excellent (720 – 850). How you […]

Credit card myths to stop worrying about

Credit card myths to stop worrying about

In this day and age, it’s time everyone learned about the card myths to stop worrying about! Credit cards are well known for being a powerful credit score boosting tool. They come with advantages and disadvantages, but generally, they’re a useful financial product. Like any other money related tool, however, […]

9 useful household supplies you can buy for 1$

9 useful household supplies you can buy for 1 dollar

When saving money becomes a burden, the next best thing is trying to cut costs wherever possible. If you could find useful things to buy for $1 or less, wouldn’t you take advantage to save even more? Couponing to save money on food, turning off the lights to save on electricity, […]

How to save for a down payment on a house

How to save for a down payment on house

How to save for a down payment on a house is a legit concern for anyone thinking of becoming a home owner. Going into debt, regardless of the reason, is generally a bad idea. Without certain loans though, some goals would be impossible to achieve! One of them is becoming […]