Underwater Mortgages Explained

Underwater Mortgages how to avoid

Being underwater with your mortgage loan means your home is now worth much less than its original value. Say you purchased a home worth $200K. After paying the first few mortgage installments, you find out your home is now worth less than $100K. Your mortgage is now underwater and you’re, […]

3 uncomplicated ways to pay off mortgage faster

3 uncomplicated ways pay off mortgage faster

How would you like to be able to pay off your mortgage few years earlier? Mortgages are one of the very few types of good debt. They’re huge financial commitments, but in return, you get to become the owner of your own home. One typical particularity though is, the debt […]

9 monthly expenses we can live without

9 monthly expenses can live without

What would life without bills be like? Have you ever thought about which monthly expenses you could live without? Certain bills are, without doubt, unnecessary. Reminiscing about old times often makes us think about how our parents didn’t sneeze if they didn’t have a smartphone bill to pay. Our grandparents […]

25 practical tips to save money on gas bills

25 practical tips to save money on gas bills

Saving money on gas bills is possible! Utility bills are among the highest expenses of a household, so knowing a few practical tips can help you save a lot of money in the long run! Gas bills are part of a family’s budget all year long. In winter, however, costs […]

The nuts and bolts of reverse mortgages

The nuts and bolts of reverse mortgages

Reverse mortgages are presented as useful financial tools that could help the elderly in times of financial crisis. Why the elderly? Because you’d have to be at least 62 to qualify for a reverse mortgage loan. This type of mortgage is designed to help retirees get back on their feet […]

Things you can make instead of buy to save money

things you can make instead of buy save money

How many things can you make yourself instead of buying, to save money? How did our grandparents live without myriad of products to buy? There are main 2 reasons why many prefer making their own products instead of buying. You can make your own products to save money; When you […]

20 secrets to shop smarter and save money

20 secrets to save money and shop smarter

Did you know shopping leads to spending money? Certain shopping sprees can set you back hundreds or even more. Whether you live paycheck to paycheck or not, spending more than you actually need is never OK for your budget. Just think how much money you could save if only you […]

Tips to apply for a credit card with bad credit

tips to apply for a credit card with bad credit

How do you apply for a credit card if you have bad credit? While some stopped caring about credit scores for a variety of good reasons, others are struggling to build it from scratch or to repair the damage done by carelessly handling their finances. Regardless of the reason you […]

Investing in college education: how to save for college

Investing in college education how to save for college

Education should be free and available for everyone. But that’s usually not the case. Saving money for college is becoming an increasing concern among new parents. Should you start saving money right away? Will your child work while in college to avoid student loans?  The pressure revolving around investing in education […]

5 tips to start your Christmas savings plan

5 tips to save money this Christmas

10.. 9.. 8.. Yes, there are only 10 weeks left ’till Christmas! Are you financially prepared for the Holidays yet? Do you have a Christmas savings plan in place? Christmas is about family and spending quality time with your loved ones. More often than not though, Christmas is also about […]