20 secrets to shop smarter and save money

20 secrets to save money and shop smarter

Did you know shopping leads to spending money? Certain shopping sprees can set you back hundreds or even more. Whether you live paycheck to paycheck or not, spending more than you actually need is never OK for your budget. Just think how much money you could save if only you […]

Tips to apply for a credit card with bad credit

tips to apply for a credit card with bad credit

How do you apply for a credit card if you have bad credit? While some stopped caring about credit scores for a variety of good reasons, others are struggling to build it from scratch or to repair the damage done by carelessly handling their finances. Regardless of the reason you […]

Investing in college education: how to save for college

Investing in college education how to save for college

Education should be free and available for everyone. But that’s usually not the case. Saving money for college is becoming an increasing concern among new parents. Should you start saving money right away? Will your child work while in college to avoid student loans?  The pressure revolving around investing in education […]

5 tips to start your Christmas savings plan

5 tips to save money this Christmas

10.. 9.. 8.. Yes, there are only 10 weeks left ’till Christmas! Are you financially prepared for the Holidays yet? Do you have a Christmas savings plan in place? Christmas is about family and spending quality time with your loved ones. More often than not though, Christmas is also about […]

Can’t save money? Avoid these 7 purchases!

can't save avoid these 7 purchases

Can’t save money? It’s not uncommon to have trouble saving money for a rainy day. Often times, not being able to save is closely related to earning a small income. Other times, becoming parents or having a numerous family can put a serious strain on an already tight budget. But […]

How to fix a fixer upper

how to fix a fixer upper

Thinking of buying a dump? Whether you plan on flipping the house for profit or fixing it so you can move in, there’s a certain checklist homeowners must go through when figuring out how to fix a fixer upper. Buying a rundown home has its pros and cons. On one […]

The Zero-sum Budgeting Quiz

The Zero-sum Budgeting Quiz

Budgeting can be an incredibly helpful tool for managing one’s personal finances. There are many myths about budgeting, like it’s boring or takes too much time, but the fact of the matter is; budgeting can help you save money and spend less. Zero-sum budgeting is a useful budgeting technique that can help […]

5 Simple Tips to Use Credits Cards the Right Way (For Maximum Benefit)

5 Simple Ways to Use Credits Cards the Right Way

Today we have a guest post from Ankur. Ankur Aggarwal is a Digital Marketer, Entrepreneur, Traveler, Blogger, Foodie who has been blogging since 2010. In 2016 he scored 99.2 percentile in XAT Exam for MBA, but left that to pursue his Online business dreams. He has multiple websites but incomeboy.com is his new […]

How to live well on a low income

how to live well on a low income

Lately, most topics revolving around money seem to concentrate on how to save money, how to invest, ways to build your retirement nest egg and so on. Many people though, even with the economy levels rising, still need to figure out how to live on a low income. Whether it’s […]

How to start an emergency fund from scratch

How to start an emergency fund from scratch

Everyone is (or should be) aware of the importance of saving money for unexpected, yet needed, expenses. But how do you start an emergency fund from scratch? Without doubt, it’s always better to be safe than sorry, in any given situation. Unexpected events can happen at any time. Whether we […]