Who needs to buy life insurance?

Who needs buy life insurance

Who needs to buy life insurance? You’d think most young adults don’t think about buying life insurance, but the truth is 60% of the American population already has an insurance policy. Three out of five Americans (60 percent) report owning some sort of life insurance (individual and/or group), and more […]

13 budgeting myths that keep you from tracking your money

13 budgeting myths that keep you from tracking your money

Does budgeting make you hurl? You may think budgeting is utterly boring and useless. Or you might think it’s only for the rich. After all, richie rich people have a ton of money, they need to keep track of their finances somehow. These, however, are common misconceptions. Budgeting myths that […]

What I Would Do With An Extra $1,000 Right Now

What to Do With An Extra $1,000

This contribution is courtesy of MyWealthManifesto.com, a personal finance blog dedicated to breaking down every aspect of money management into practical and useful tips. __________ When you get an extra $1,000, what’s the best thing to do with it? There’s nothing better than getting a small bonus at work, a […]

How to Cover the Costs of your Emergency Home Repairs

How to Cover the Costs of your Emergency Home Repairs

If you’re a homeowner, and you find that something goes drastically wrong within your home, from a boiler malfunction to a huge leak, then you might not have the money sitting around in your bank account to pay for the essential repairs you need. After all, a lot of people in today’s […]

How to safely build credit score from scratch

How to safely build credit score scratch

If you’ve just stepped into ‘the real world’, you may have realized applying for a credit card, finding rent or even a good job is difficult without a good credit history. So how do you safely build credit score from scratch? The never ending dilemma involving a chicken and an […]

Can you distinguish frugal from cheap?

Can you distinguish frugal cheap

How do you distinguish frugal from cheap? Saving money has always been a major concern among people trying to be financially responsible. Adopting a minimalist and frugal lifestyle can only be beneficial if you’re looking to spend less and save more. However, there’s a fine line between being meticulous with […]

3 remarkable financial benefits of home cooking

3 remarkable financial benefits home cooking

Did you know cooking at home has more money benefits than usually ‘advertised’? Aside from obviously saving money on your restaurant bill, there are other remarkable financial benefits of cooking at home we often fail to consider. Many praise the countless health benefits of cooking at home. Others emphasize how eating […]

What is a 403(b) plan and how does it work

What is a 403b plan and how does it work

What are 403(b) plans and how do they work? Most of the time, the spotlight is on the 401(k) plans. A 403(b) plan is equally important though. It’s just aimed at a different group of employees. When a company hires you, one of your very first tasks as a new […]

9 financial aspects that don’t impact your credit score

9 financial aspects that don't impact your credit score

How much do you know about credit history? Are you aware of the factors that influence it and financial aspects that don’t impact your credit score? Credit scores range from bad (300 – 629) to average (630 – 689) to good (690 – 719) to excellent (720 – 850). How you […]